How Does It Work

IDBI Delight is IDBI Bank’s Credit Card rewards program. It is an IDBI Bank endeavor to strengthen our bond of friendship by adding joy, excitement & value to the banking experience of our Credit Card customers.

Being a part of this program, you will earn Delight Points each time you spend on in-store buys, online purchases or utility bill payments, etc., using your IDBI Bank Credit Card. These earned Delight Points can be spent on over 7000+ exciting rewards spread across various categories: Mobile / DTH recharge, Movie ticket booking, Air / Bus / Hotel ticket bookings and much more...

Frequently Asked Questions

All IDBI Bank Credit Card customers are eligible for the IDBI Delight Program.
As an IDBI Bank Credit Card customer, you are automatically enrolled for the IDBI Delight Program. You are required to register and activate your Delight Account.

There are two ways to Register and Activate your Delight account:

  • Go to the Rewards option on IDBI Bank Credit Card Net Banking, enter the One Time Password (OTP) sent on your registered mobile number and we will send your User ID & Password to your registered e-mail ID and Mobile Number, which you can change at your convenience.
  • Go to New User option on www.IDBIDelight.com, enter your Credit Card Number and the One Time Password (OTP) sent on your registered mobile number, verify your personal details, choose your User ID & Password and start redeeming.
No, there are no charges or fees for the IDBI Delight Program. The program is designed to strengthen our bond of friendship by adding joy, excitement & value to your banking experience.

You earn Delight Points each time you spend on in-store buys, online purchases or utility bill payments, etc., using your IDBI Bank Credit Card.

Delight Points earning rules are as follows:

Credit Card

Points per Spend

Welcome Bonus*

Birthday Month

Royale

3 Points per Rs. 100 Spent

Within 30 days of card issuance

750 Points

Within 31 to 90 days of card issuance

400 Points

2X Points

Euphoria

3 Points per Rs. 100 Spent

2X Points on Travel related spends

Within 60 days of card issuance

4000 Points

2X Points**

Aspire

2 Points per Rs. 150 Spent

Within 30 days of card issuance

500 Points

Within 31 to 90 days of card issuance

300 Points

2X Points

Imperium

2 Points per Rs. 150 Spent

Within 30 days of card issuance

500 Points

Within 31 to 90 days of card issuance

300 Points

2X Points


Credit Card

Points per Spend

Winning Delight Bonus

Birthday Month

Winnings RuPay Card

2 Points per Rs. 100 spent

500 Winning Delight Points for every customer making a minimum of 5 transactions in a particular month greater than Rs. 1000 each

2X Points

*On first transaction of worth Rs. 1,500/-

**Not applicable on Travel related spends viz. Hotel/ Airline/ Train/ Bus Bookings etc.

You can view your Delight Points earned through:

Credit Card Net Banking: Delight Point summary is available in the Reward option in your IDBI Bank Credit Card Net Banking account.

IDBI Delight website: is designed specially to help you utilize the Delight Program to the fullest. You can view as well as spend Delight Points on over 7000+ exciting rewards, spread across various categories, such as Mobile / DTH recharge, Movie Ticket booking, Air / Bus / Hotel ticket bookings and much more...

Simply follow the ways enumerated below to earn IDBI Delight Points quickly:

Everyday Shopping: Use your Card for all your everyday shopping including grocery, eating out or online shopping.

High-value purchases: Use your Card for purchasing jewellery, making your travel and holiday bookings and observe your Delight Points increase even faster.

Recurring Bill Pay: Pay your recurring bills like utility payments through your IDBI Bank Credit Card.

Add-on Cards: Apply for Add-on Cards for your family members above the age of 18 years and share the privileges and benefits of credit cards with them. All spends on the Add-on Cards will earn you more Delight Points. These points will be added to the primary Credit Card holder's Delight Account. For more information on Add-on Cards, please call our 24-hour Customer Care on 1800 425 7600 or 022-40486013.

Max Get More Program: If you choose to swipe your IDBI Bank Credit Card at the wide network of 5000+ popular Max Get More partner outlets, you will get the benefit of earning up-to 4 additional Delight Points on each Rs. 100 spent.

We do our best to have IDBI Delight Points credited to all our customers' Delight Accounts in an accurate and timely manner. We credit points to all our Credit Card customers' Delight Accounts within 2 working days of the transaction.

Please feel free to write to us at or call us on 1800 208 1947 and we will do our best to resolve your problem.

Delight Points are not awarded for transaction performed in the following categories: ATM cash withdrawal, Money Changers, Mutual fund, Insurance, Government payments, Education, Passenger railway* and Fuel.

*Delight Points are awarded to Euphoria Credit Card Customers for transaction performed on Passenger railway.

Delight points are awarded based on the Merchant Category Code (MCC) assigned by Card Franchisees i.e. VISA, MasterCard and Rupay. IDBI Bank is not liable to offer Delight Points at merchants Who are not registered under relevant MCC.

Yes. Delight Points earned in a particular month will expire after three years. E.g: Delight Points earned in January 2016 will expire on 1st February 2019.
You can redeem your Delight Points regularly once you accumulate 1000 Delight Points for the first time.

To redeem the Delight Points, you need to register and activate your IDBI Delight Account. Once you register successfully, you can redeem Delight Points for:

  • Mobile / DTH Recharge
  • Movie Ticket Booking
  • Air Ticket Booking
  • Bus Ticket Booking
  • Hotel Booking
  • Purchase IDBI Bank Gift Card
  • Cash Back in your Credit Card Account
  • 7000+ rewards in product catalogue
At IDBI Delight, we try to ensure that you can redeem your Delight Points for the rewards you desire. With this in mind, IDBI Delight allows you to pay the equivalent of points in money using IDBI Bank Cards. Just input the number of points you wish to redeem, IDBI Delight will calculate how much you need to pay as the balance. So you can get the reward of your choice, even without the enough points.
While redeeming Delight Points on IDBI Delight portal, if Delight Points get deducted and the redemption does not go through, the points will be credited back into your Delight Account in 1 hour. If the products / services are being redeemed partially by points and cash, the amount paid by card will be credited to your Card account in 7 working days.
No. The order once placed cannot be cancelled.
You can write to membersupport@IDBIDelight.com or call on 1800 208 1947 to track the status of delivery.
Yes. Delivery of rewards will be delivered to your desired address anywhere in India.

Max Get More Benefits

If you choose to swipe your IDBI Bank Credit Card at the wide network of 5000+ popular Max Get More partner outlets, ranging from apparel and jewellery to electronics and health services, you will get the benefit of earning additional Delight Points.

You can redeem your Delight Points at Max Get More partner outlets.

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