IDBI is IDBI BANK’s Credit Card rewards program. It is an IDBI BANK endeavor to strengthen our bond of friendship by adding joy, excitement & value to the banking experience of our Credit Card customers.

Being a part of this program, you will earn Delight Points each time you spend on in-store buys, online purchases or utility bill payments, etc., using your IDBI BANK Credit Card. These earned Delight Points can be spent on over 7000+ exciting rewards spread across various categories: Mobile / DTH recharge, Movie ticket booking, Air / Bus / Hotel ticket bookings and much more...

Frequently Asked Questions

Who is eligible for the IDBI Program?

All IDBI BANK Credit Card customers are eligible for the IDBI Program.

How do I enroll for the program?

As an IDBI BANK Credit Card customer, you are automatically enrolled for the IDBI Program. You are required to register and activate your Delight Account.

How do I Register and Activate my Delight Account?

There are two ways to Register and Activate your Delight account:

  • Go to the Rewards option on IDBI BANK Credit Card Net Banking, enter the One Time Password (OTP) sent on your registered mobile number and we will send your User ID & Password to your registered e-mail ID and Mobile Number, which you can change at your convenience.
  • Go to New User option on https://www.idbidelight.com/, enter your Credit Card Number and the One Time Password (OTP) sent on your registered mobile number, verify your personal details, choose your User ID & Password and start redeeming.

Are there any charges or fees for the IDBI Program?

No, there are no charges or fees for the IDBI Program. The program is designed to strengthen our bond of friendship by adding joy, excitement & value to your banking experience.

How do I earn IDBI Points?

You earn Delight Points each time you spend on in-store buys, online purchases or utility bill payments, etc., using your IDBI BANK Credit Card.

Delight Points earning rules are as follows:

Credit Card Points per Spend Welcome Bonus* Birthday Month
Royale 3 Points per Rs. 100 Spent
Within 30 days of card issuance 750 Points
Within 31 to 90 days of card issuance 400 Points
2X Points
Euphoria 3 Points per Rs. 100 Spent 2X Points on Travel related spends
Within 60 days of card issuance 4000 Points
2X Points**
Aspire 2 Points per Rs. 150 Spent
Within 30 days of card issuance 500 Points
Within 31 to 90 days of card issuance 300 Points
2X Points
Imperium 2 Points per Rs. 150 Spent
Within 30 days of card issuance 500 Points
Within 31 to 90 days of card issuance 300 Points
2X Points
Credit Card Points per Spend Winning Delight Bonus Birthday Month
Winnings RuPay Card 2 Points per Rs. 100 spent 500 Winning Delight Points for every customer making a minimum of 5 transactions in a particular month greater than Rs. 1000 each 2X Points

*On first transaction of worth Rs. 1,500/-

**Not applicable on Travel related spends viz. Hotel/ Airline/ Train/ Bus Bookings etc.

Where I can see, how many Delight Points I have earned so far?

You can view your Delight Points earned through:

Credit Card Net Banking: Delight Point summary is available in the Reward option in your IDBI BANK Credit Card Net Banking account.

IDBI website: https://www.idbidelight.com/ is designed specially to help you utilize the Delight Program to the fullest. You can view as well as spend Delight Points on over 7000+ exciting rewards, spread across various categories, such as Mobile / DTH recharge, Movie Ticket booking, Air / Bus / Hotel ticket bookings and much more...

How can I earn Delight Points faster?

Simply follow the ways enumerated below to earn IDBI Points quickly:

Everyday Shopping: Use your Card for all your everyday shopping including grocery, eating out or online shopping.

High-value purchases: Use your Card for purchasing jewellery, making your travel and holiday bookings and observe your Delight Points increase even faster.

Recurring Bill Pay: Pay your recurring bills like utility payments through your IDBI BANK Credit Card.

Add-on Cards: Apply for Add-on Cards for your family members above the age of 18 years and share the privileges and benefits of credit cards with them. All spends on the Add-on Cards will earn you more Delight Points. These points will be added to the primary Credit Card holder's Delight Account. For more information on Add-on Cards, please call our 24-hour Customer Care on 1800-208-1947 or 022-40486013.

Max Get More Program: If you choose to swipe your IDBI BANK Credit Card at the wide network of 5000+ popular Max Get More partner outlets, you will get the benefit of earning up-to 4 additional Delight Points on each Rs. 100 spent.

My Delight Points are not correctly reflected, what should I do?

We do our best to have IDBI Points credited to all our customers' Delight Accounts in an accurate and timely manner. We credit points to all our Credit Card customers' Delight Accounts within 2 working days of the transaction.

Please feel free to write to us at membersupport@IDBIDelight.com or call us on 1800-208-1947 and we will do our best to resolve your problem.

Which transactions are not eligible for earning Delight Points?

Delight Points are not awarded for transaction performed in the following categories: ATM cash withdrawal, Money Changers, Mutual fund, Insurance, Government payments, Education, Passenger railway* and Fuel.

*Delight Points are awarded to Euphoria Credit Card Customers for transaction performed on Passenger railway.

Delight points are awarded based on the Merchant Category Code (MCC) assigned by Card Franchisees i.e. VISA, MasterCard and Rupay. IDBI BANK is not liable to offer Delight Points at merchants Who are not registered under relevant MCC.

Do my Delight Points have an expiry period?

Yes. Delight Points earned in a particular month will expire after three years. E.g: Delight Points earned in January 2016 will expire on 1st February 2019.

When can I start redeeming my Delight Points?

You can redeem your Delight Points regularly once you accumulate 1000 Delight Points for the first time.

How can I redeem Delight Points?

To redeem the Delight Points, you need to register and activate your IDBI Account. Once you register successfully, you can redeem Delight Points for:

  • Mobile / DTH Recharge
  • Movie Ticket Booking
  • Air Ticket Booking
  • Bus Ticket Booking
  • Hotel Booking
  • Purchase IDBI BANK Gift Card
  • Cash Back in your Credit Card Account
  • 7000+ rewards in product catalogue

What if I don't have enough Delight Points to get rewards?

At IDBI, we try to ensure that you can redeem your Delight Points for the rewards you desire. With this in mind, IDBI allows you to pay the equivalent of points in money using IDBI BANK Cards. Just input the number of points you wish to redeem, IDBI will calculate how much you need to pay as the balance. So you can get the reward of your choice, even without the enough points.

What happen to my Delight Points and card used for redemption if the transaction does not go through?

While redeeming Delight Points on IDBI portal, if Delight Points get deducted and the redemption does not go through, the points will be credited back into your Delight Account in 1 hour. If the products / services are being redeemed partially by points and cash, the amount paid by card will be credited to your Card account in 7 working days.

Can I cancel the order once redeemed through IDBI?

No. The order once placed cannot be cancelled.

How do I track the status of my delivery?

You can write to membersupport@IDBIDelight.com or call on 1800-208-1947 to track the status of delivery.

Can I get the rewards delivered at my desired address?

Yes. Delivery of rewards will be delivered to your desired address anywhere in India.

Max Get More Benefits

If you choose to swipe your IDBI BANK Credit Card at the wide network of 5000+ popular Max Get More partner outlets, ranging from apparel and jewellery to electronics and health services, you will get the benefit of earning additional Delight Points.

You can redeem your Delight Points at Max Get More partner outlets.

Featured Max Get More Partners

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